Smart Debt Solutions - Our Services

Click to Calculate Reduced Instalment

Debt Mediation is a structured process that helps individuals manage their financial obligations by negotiating with creditors to create a more manageable repayment plan. Unlike debt consolidation or bankruptcy, mediation focuses on reducing interest rates, waiving fees, and extending payment terms without taking on additional loans.

A professional debt mediator acts as an intermediary between you and your creditors, working to find a fair resolution that benefits both parties. This approach can help you avoid legal action, protect your credit score, and regain financial stability without the stress of overwhelming debt.

If you're struggling with debt, our expert mediation services can help you find a customised solution to regain control of your finances.

Debt Review Removal is the process of clearing your name from debt review once you have settled your debts or are no longer over-indebted. If you have successfully repaid all accounts under debt review or believe you were placed under it unfairly, you can apply for removal to restore your financial freedom.

This process involves obtaining a clearance certificate and updating your credit profile so you can regain access to financial products like loans, credit cards, or home financing. Professional assistance ensures that all legal requirements are met, helping you smoothly transition back to normal financial status.

If you're ready to exit debt review and take back control of your finances, our experts can guide you through the removal process efficiently.

Pricing

R6000 for Court Application and Clearance Cerificate
Anywhere from 3 to 9 weeks to be removed

Prescription and Judgement removal

If you have old debts or court judgments weighing down your credit report, we can help you clear them legally. Prescription removal applies to debts that have expired due to time, meaning creditors can no longer enforce them.

Judgment removal involves clearing past court orders that negatively impact your credit status. At Smart Debt Solutions, we review your credit profile, assess which listings qualify, and help restore your financial credibility - fast and lawfully.

Pricing

Prescriptions - R700 to R3500
Judgment Removal - R2500 to R5000

Google Sites

Report abuse